UPSC Prelims 2016 GS Paper I · Q66 of 100 Economy medium

With reference to 'Bitcoins', sometimes seen in the news, which of the following statements is/are correct? 1. Bitcoins are tracked by the Central Banks of the countries. 2. Anyone with a Bitcoin address can send and receive Bitcoins from anyone else with a Bitcoin address. 3. Online payments can be sent without either side knowing the identity of the other. Select the correct answer using the code given below.

  1. (a) 1 and 2 only
  2. (b) 2 and 3 only ✓ UPSC's answer
  3. (c) 3 only
  4. (d) 1, 2 and 3

Why the answer is (b)

• Bitcoin is a decentralised cryptocurrency running on a public blockchain maintained by a peer-to-peer network, with no central bank or authority tracking or controlling it — statement 1 is wrong.

• Statement 2 is correct: anyone with a Bitcoin address (wallet) can send and receive bitcoins from any other address worldwide.

• Statement 3 is correct: transactions are pseudonymous — addresses, not identities, are recorded — so parties need not know each other.

• Hence 2 and 3 only, option (b).

Why the other options are wrong

(a) 1 and 2 only
Statement 1 is wrong: no central bank tracks Bitcoin.
(c) 3 only
Statement 2 is also correct: any address can transact with any other.
(d) 1, 2 and 3
Statement 1 is wrong.

Asked in the GS Paper I of the UPSC Civil Services Preliminary Examination 2016, held on 7 August 2016. Question and answer key: Union Public Service Commission. Explanation: UPSC Answer Check.

Reading the answer is not the same as getting it right under a clock. Practise this question with UPSC's negative marking, and anything you miss goes into an error notebook until you get it right twice.

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